Financial Advice and Liability:
CityChad refrains from endorsing or recommending specific financial products or services. Prior to making any financial decisions, it is advisable to seek professional advice. Users bear sole responsibility for their financial choices, and CityChad disclaims liability for any losses or damages incurred due to reliance on information provided in our newsletters or on our website.

Disclaimer of Liability for Accuracy:
While we strive for accurate and up-to-date information, we do not guarantee the accuracy or completeness of the content on our website or in our newsletters. CityChad holds no liability for errors, omissions, or actions taken based on the provided information.

Intellectual Property:
All content and materials, including text, graphics, and logos, on the CityChad website and in our newsletters are the exclusive property of CityChad and are safeguarded by copyright and trademark laws. Commercial use of any content or materials without express written consent from CityChad is strictly prohibited.

Termination of Use:
CityChad retains the right to terminate or suspend access to our website and newsletters at any time, without notice, for reasons including a breach of these terms of use.

Governing Law:
These terms of use and your utilization of CityChad’s website and newsletters are subject to the laws of Malta. Disputes will be settled in the courts of Malta.

Agreement to Terms:
By accessing CityChad’s website and newsletters, you express agreement to be bound by these terms of use. If in disagreement, you are not authorized to use our website or newsletters.

Links and Third-Party Content:
CityChad’s website may include links to third-party sites. We disclaim control over the content of these sites and assume no responsibility for any loss or damage arising from their use. Accessing third-party websites linked to CityChad’s website is at your own risk.

Disclaimer of Warranties:
Your use of CityChad’s website, its content, and any services obtained through it is undertaken at your own risk. The website and its content are provided on an “as-is” and “as-available” basis, without any warranties.

Limitation on Liability:
CityChad, its affiliates, licensors, service providers, employees, agents, officers, or directors will not be held liable for any damages arising out of or in connection with the use of the website, including personal injury, loss of revenue, profits, business, or data, whether caused by negligence or otherwise.

Changes to Terms of Use:
CityChad reserves the right to revise and update these terms of use. All changes become effective immediately upon posting, and your continued use of the website constitutes acceptance of the revised terms. Periodically check this page for updates.

Age Requirement:
CityChad’s website is designed for users 18 years of age or older. By using the website, you affirm and warrant that you meet these eligibility requirements. If not, refrain from accessing or using our website.